Higher funding ratio
“An increase is beneficial for your pension”
The funding ratio is the ratio of our assets to our commitments. Our commitments are the pensions we have to pay, both now and in the future. Interest rates and the returns we make on our investments have major impact on our funding ratio.
On balance, the pension fund’s current funding ratio increased by 8.2% in the second quarter and the policy funding ratio rose by 0.1%.
Development funding ratios
The policy funding ratio is the average funding ratio for the preceding 12 months. This ratio determines how much indexation we are allowed to apply to your pension. The rule of thumb is: the more the policy funding ratio rises above 110%, the more we are allowed to increase your pension. Increasing your pension (indexation) is important because it ensures your pension retains its purchasing power.
This quarterly report has been carefully prepared. The final figures for 2025 will be published in the anual report. You cannot derive any rights from this report.